What this tool does

This interactive tool estimates the total cost of your child's education from their current age through to your chosen endpoint, whether that's university, sixth form, or another stage. It calculates how much you need to save each month to reach your funding goal.

The tool takes into account your location within the UK, current savings, and the type of education you're planning for, giving you a personalised savings target based on realistic cost projections.

When to use it

Use this tool when you want to start planning seriously for education costs, whether your child is still very young or already in school. It's particularly helpful if you're considering private education, specialist courses, or university and want to understand the financial commitment involved.

The tool is also useful when your circumstances change, such as moving regions, changing education preferences, or when you want to check if your current savings rate will meet your goals.

How it works

You provide basic information about your child's age, your target education stage and type, your UK location, and any savings you've already set aside. The tool then calculates typical costs for your chosen education path in your region and works out how much you need to save monthly to bridge any funding gap.

The results include a breakdown of estimated total costs and practical next steps for your savings plan. Nothing you enter is saved, and you don't need to create an account to use the tool.