Many people go into a further education course aged 16, after GCSEs. One factor which may influence their decision about whether to carry on studying is money. Students may well consider whether they can afford to continue studying, or if they need to get out and earn some money.
Further education courses are not just for teenagers either. They are also a popular choice for adult learners as a way to improve their career prospects, or even to change career altogether.
There are a wide range of further education qualifications it’s possible to study for
Qualifications on offer include:
- AS and A levels
- NVQs
- Key skills qualifications
- BTECs
- OCR Nationals
Free Courses
Young people aged 16-19 are eligible for free further education courses at publicly-funded colleges. In order to qualify for free fees you’ll need to be studying for a course which is eligible for government funding.
Some students over 19 may also have their fees waived or receive help with them. This is dependent on individual circumstances.

Estimates total education costs from now through a chosen endpoint and shows monthly savings needed.
Try our Education Cost Planner free, here on this site →Getting Paid to Learn
If you’d prefer to get a job but would still like to get a qualification, you could think about an apprenticeship. If you undertake an apprenticeship you will even be able to earn while you learn. There are hundreds of apprenticeships to choose from, in all different sectors.
Apprenticeships now have minimum wage requirements that vary by age and experience.
Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.
Adult Learning
If you’re over 19 and studying for a further education course you may have to pay some fees. Full-time fees for further education courses vary significantly but help is available.
Adults may also choose to study for an access course. Access courses are designed to help the over 19s get back into studying, and prepare them for higher education. Access course costs vary by institution and may be free for eligible students.
Other Costs
There are other costs you’ll need to bear in mind when you’re studying for a further education course. Luckily there is financial help available with further education costs. Our articles on Paying for Further Education Courses and available financial support schemes will tell you more on this. Some other costs you’ll need to cover are:
- Books and Course Costs
Even if your course is free, your course materials won’t be. You may need to buy books or other course materials. If you’re studying a practical subject, such as art, design or fashion, you will need to buy the materials for making things.
- Transport
You will need to budget for the costs of travelling to college and back. Most students use public transport but some drive, or save money by cycling.
- Accommodation
Most students studying for a further education course will live at home. However, in some cases this isn’t possible. You might have to live away, for example, if you want to study for a specialised course only offered at selected institutions.
If you live away from home you’ll need to pay for accommodation, household bills and food on top of other expenses. Help may be available with this.
Even if you stay at home your parents may expect a small contribution for lodgings and household costs like food and bills.
- Socialising/Entertainment
You’re likely to meet a lot of new friends while you’re studying for a further education course so you’ll need to budget for socialising and entertainment.
I'm a single Mum, I'm 22 with a 1 year old little boy. I have wanted to go back to college to get some qualifications for a good job in future. However I don't know how much it would cost to attend college and all the fees with it. I would like to create a better future for myself while I'm still young but also a better future for my son too. I also worry about the fees of College as I'm currently not working and a full time Mum who soon will also have to pay house bills too. I was wondering if you could help me figure out roughly the payment of everything to attend college. And possibly university then after.
do you know if we can get any help the course starts tomorrow
Thanks
Thank you
Ask Funding Education a question
Ask our editorial team a question and we will reply with our advice. Tell us as much about your situation as you can: the more detail you give, the more useful our answer can be.
You do not need to use your real name. Please do not include your full address, phone number, email address, or the names of other people. We may edit or remove identifying details for privacy and legal reasons.
Comments are moderated before publication.