Lucy Tobin

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Freelance journalist for The Sunday Times, Evening Standard and other UK national newspapers and magazines. Edits ScaleUp Standard, covering Londons start-ups and scaling-up businesses.

Articles by Lucy Tobin on Planning, Saving and Working to Fund Education

Applying for a Maintenance Grant
Applying for a Maintenance Grant
Check if you qualify for a Maintenance Grant to help cover student costs like accommodation and living expenses.
How I Funded My University Degree: A Case Study
How I Funded My University Degree: A Case Study
Saskia shares how she paid for her Cambridge degree while working, with practical funding tips for students facing financial barriers.
How to Apply for a Student Loan
How to Apply for a Student Loan
Step-by-step guide to applying for a student loan, from choosing the right form to submitting your application online or by post.
Student Loans: What You Need to Know
Student Loans: What You Need to Know
Student loans aren't means-tested, but you need to understand how much you can borrow, when repayment starts, and what types are available to you.
Finding Charitable Loans and Grants
Finding Charitable Loans and Grants
Educational charities and trusts can help cover some education costs, though grants typically won't pay for everything.
Paying Your Tuition Fees
Paying Your Tuition Fees
Tuition fees vary by where you live in the UK, and you don't have to pay upfront because loans cover the costs.
Funding for Music Tuition
Funding for Music Tuition
Help your child learn music without breaking the bank: here's what lessons actually cost and how to find affordable tuition.
Funding for School Trips
Funding for School Trips
School trips cost money, but state schools can't charge for activities during the day, here's what they can ask parents to pay for.
Making Good Value School Lunches
Making Good Value School Lunches
Pack your child's lunch at home to save money while controlling what they eat and keeping meals healthy.
Cutting the Cost of School Books and Equipment
Cutting the Cost of School Books and Equipment
Save money on school books and equipment by buying secondhand and planning ahead with other parents.
Extra Costs for a Child's Education
Extra Costs for a Child's Education
Parents spend an average of £683 a year on primary school extras and £1,195 for secondary, so budget for uniform, supplies and other hidden costs.
What Is Covered by the Cost of Private School Fees?
What Is Covered by the Cost of Private School Fees?
Private school fees cover staff salaries, utilities, and major building projects that keep independent schools running and improving.
Making a Budget to Cover School Fees
Making a Budget to Cover School Fees
Figure out your total school costs upfront and build a budget so unexpected expenses won't force you to pull your child out of school.
How to Apply for a Bursary
How to Apply for a Bursary
Get step-by-step guidance on how to research and apply for school bursaries to help with independent school fees.
Tips on Achieving a Scholarship
Tips on Achieving a Scholarship
Stand out for scholarships by excelling academically or in music, art, and sport—merit matters more than your family's finances.